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Reach a Fair Financial Agreement — Without Expensive Solicitor Negotiations

Our Guided Financial Agreement service works with both of you to understand your finances, explore fair options and reach an agreement you can both accept. Once you’ve agreed, we’ll recommend the right Consent Order to make it legally binding.

Rated 4.9 out of 5

Authorised and regulated by the Solicitors Regulation Authority

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Total couples helped

£0M

Total money saved

£0M

Of assets approved in consent orders

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Of divorce’s approved within 8 months

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Customer satisfaction rate

What Is the Guided Financial Agreement Service?

Our standard Consent Order services are for couples who have already agreed how to divide their finances.

The Guided Financial Agreement Service is for couples who want to reach an agreement but need some help getting there.

We work with both of you to understand your financial positions, identify where you already agree and help you work through the areas that are still unresolved. We explain the implications of different options and provide professional insight into what a fair settlement could look like, helping you make informed decisions and reach an agreement you can both accept.

We don’t take sides or make the decision for you. Our role is to keep the process structured, constructive and moving towards an agreement — without immediately resorting to expensive solicitor negotiations.

How It Works

1. Discovery – You each complete your own confidential questionnaire setting out your financial position and what you would like to achieve.

2. Analysis – We review the information from both of you to identify where you already agree and what still needs to be worked through.

3. Explore Your Options – We explain the implications of the different options available and help you understand what a fair and realistic settlement could look like.

4. Reach Agreement – We work with you both through email, phone or Zoom to explore the options and help you reach an agreement you can both accept.

5. Make It Legally Binding – Once you’ve agreed, we’ll recommend the correct Consent Order for your settlement. This is a separate service and cost, because the type of order you need will depend on what you ultimately agree.

Stress-Free Divorce With Complete Financial Security

Start your Guided Financial Agreement today for £799 and let us help you both reach a fair agreement.

Get in Touch

Speak to a Divorce Specialist

Our expert team are here to help and answer any questions you might have

0204 530 8101

contact@easyonlinedivorce.co.uk

Navigating Divorce and Pension Division With Care, Sensitivity and Security

Who Is This Service For

Couples who want to reach an agreement but need structured guidance to do so. 

Those looking to finalise their divorce in a fair, amicable, and legally compliant way.

Individuals who want to avoid expensive and adversarial solicitor negotiations.

What’s Not Included in This Service

To keep things clear, here’s what this service doesn’t include — and when you might need something different.
whats-not-included-in-our-amicable-divorce-service-for-couples

Our Guided Consent Order Process

1

Get Started in Your Own Time

Order our Guided Agreement Service for £799. We’ll send you two secure questionnaire links — one for you to complete and one for you to send to your spouse.

2

Tell Us Where You Both Stand

You each complete your questionnaire separately, giving us details of your finances, what has already been agreed and what you would each like the final agreement to achieve.

3

Separate Calls With Each of You

Once both questionnaires are complete, your dedicated expert speaks with each of you separately to understand your position, priorities and any areas where you currently see things differently.

4

Guided Support to Find Agreement

We review both positions, explain the options available and help you work through any differences, exploring practical solutions that could result in an agreement you are both comfortable with.

5

Your Agreement Brought Together

Once the outstanding points have been resolved, we bring everything together and confirm the final terms with you both, giving you a clear record of what has been agreed.

6

Make Your Agreement Legally Binding

When you’re ready, our separate Consent Order Service can turn your agreement into a legally binding court order, protecting you both from future financial claims.

Frequently Asked Questions

What is a Consent Order and why should I consider getting one?

A Consent Order is a legally binding document that outlines the financial agreement reached between divorcing spouses. It ensures that the terms agreed upon, such as the transfer of property, are enforceable by law. A Consent Order also gives you both clean break protection which means that neither of you can make a financial claim against the other in the future. You should consider getting one to formalise the division of assets, property, and financial responsibilities, providing certainty and protection against future claims.

Can I get a Consent Order without being divorced?

No, you can’t. To get a Consent Order, you must have at least been given permission to divorce. This is known as a conditional order or a decree nisi under the old law. To get permission to divorce, you must have started divorce proceedings.

What are the costs associated with your Fully Managed Consent Order service?

Our Fully Managed Consent Order service costs £499. This fee covers the preparation and submission of all necessary documents and communication with the court to ensure a smooth and efficient process.

Court Fees also need to be considered as they are not included in our service price. All Consent Orders issued in England and Wales require a mandatory court fee of £58 to cover the court’s staff costs.

How long will it take to finalise a Consent Order through your service?

The process to secure a Consent Order typically takes around 8 weeks – this is 4 weeks to draft and 4 weeks for the court to approve the clean break order. If you opt for our Fast Track service, the Consent Order can be ready for court filing within 1 week of receiving your application, and it takes the court on average 4 weeks to approve so total time from start to finish of 5 weeks

What details must I provide to start the process for a Consent Order?

To start the process, you will need to provide key pieces of information which is submitted through our easy to use online questionnaire. This includes the following:

  • Details of your financial situation
    • Total equity held in properties
    • Total savings and investments
    • Total liabilities (not mortgage debt)
    • The total total cash equivalent transfer value (CETV) of pensions
    • Monthly income broken down into income from employment, benefits, child maintenance payments, pension or other sources.
    • Any prior agreements or settlements made with your ex-partner and your planned financial settlement.

You cannot get a Consent Order without disclosing this information.

You don’t need to provide bank statements, property valuations, or other evidence. However, if the court found that a party had been deliberately withholding information to deceive the other party or the court, the clean break order could be voided, and the perpetrator could face prosecution for fraud.

Do I need to attend court for my Consent Order to be approved?

In most cases, you will not need to attend court for the Consent Order to be approved. Our team handles all court communications and submissions on your behalf, making the process as smooth and stress-free as possible. You will only need to attend court if the court is not satisfied that your Consent Order is fair. If for example, one party was being bought out of their share of the former family home for less than market value the court would question the fairness of the agreement.

What happens if my financial situation changes after the Consent Order is in place?

The purpose of a Consent Order is to prevent any future financial claims from your ex-spouse, regardless of changes in your financial situation (e.g you coming into substantial wealth you previously did not have). Once a Consent Order is approved by the court, it is legally binding and cannot be altered.

Will your service handle the entire consent order process from start to finish?

Yes, our service handles the entire process from start to finish. We manage all documentation, court submissions, and communications, ensuring that everything is completed accurately and efficiently.

Are pension rights considered in the Consent Order?

No, pension rights are not included in the Consent Order. You will need a separate Pension Sharing Order to address the division of pensions and ensure both parties receive a fair share.

How can I be sure the Consent Order is fair to both parties involved?

To ensure the Consent Order is fair, both parties must fully disclose their financial circumstances. Our team drafts your order that reflects your individual circumstances, and the court will review the agreement to ensure it is fair and reasonable.

Is a solicitor required to file a consent Order, or can I do it myself?

While it is possible to file a consent Order yourself, the success rate is low – a consent break order is a very powerful document, it details how assets such as the former family home are to be dealt with and it protects both parties from the other making a financial claim on the other in the future, for this reason the agreement must be rigorous and written in a very specific way. If you submit a consent order to yourself and the court refuses it, they will offer no guidance at all on how to correct it, they’ll just tell you it’s wrong so you’ll have to get a solicitor to fix it, costing you more money and delays. Using a solicitor or a professional service like ours ensures that all documents are correctly prepared and submitted, minimising the risk of mistakes and delays.

What are the risks of not obtaining a consent Order after a divorce?

Without a consent order, how you deal with current assets is up in the air and you have no certainty over your financial future. If your name isn’t on the mortgage your spouse could sell the property and control how the proceeds are distributed between you. In the case of a property transfer, most mortgage providers will not allow a party to be removed from a mortgage without a court approved consent order, and without a consent order in place your ex-spouse could make future financial claims against you, even years after the divorce. This can include claims on any assets or income you acquire post-divorce. Obtaining a consent Order provides legal protection and financial certainty.

Do I get a consent order automatically with my divorce?

No, you need to make a separate application for a consent order. It is possible to get a divorce without a consent order, though this isn’t recommended because it leaves your finances without legally defined ownership.

Unless you buy a specific package that includes a divorce with a consent order, a consent order is never included in a fixed fee divorce, it is a separate service.

Our divorce is really amicable, and we have agreed on how we’ll split our assets. Do we even need a consent order?

Yes, you do. Even if you both have remained the best of friends, you should still get a consent order. It’s a wise and practical thing to do as a consent order legally defines the ownership of your assets. Anything can happen in the future, and a consent order will give you lifetime protection and peace of mind that your agreement today will remain in place.

When should I apply for a consent order?

You can only apply to the court to approve a consent order once you have started the divorce and reached the conditional order stage. Financial disclosure from you and your former spouse is needed to start the consent order process. It takes four weeks to draft your consent order for submission to the court. Ideally, you want to start the consent order process at least four weeks before your conditional order date to ensure that all documents are ready for signing so they can be submitted to the court when you receive your conditional order.

Do we have to provide financial disclosure of assets that we aren’t splitting?

Yes, you do. A document known as a D81 Statement of Information must be completed and submitted to the court. This document shows your current financial position, and the court uses this information to decide if a consent order is fair.

The information needed is:

  • Total equity held in properties
  • Total savings and investments
  • Total liabilities (not mortgage debt)
  • The total value of pensions
  • Monthly income broken down into income from employment, benefits, child maintenance payments, pension or other sources.

The court will not approve a consent order without this information.

Can I get a consent order without my ex’s agreement?

No, you can’t. You must both agree, and your spouse must provide their financial information. We cannot apply for a consent order if your spouse is unwilling to provide financial disclosure or if they disagree with the financial settlement proposed.

How long does it take for a consent order to be approved?

Once you’ve both signed the statement of information and consent order and you have your conditional order, we can submit the consent order to the court for approval. An Easy Online Divorce drafted and submitted consent order typically takes around four weeks to approve.

How much does a consent order cost?

The court fee for submitting a consent order is £58. However, you will need a solicitor to draft your order, and the cost of this will depend on whether you use Easy Online Divorce or a high street solicitor.

If you’ve called some local solicitors in your area, you’ll know that their costs can vary wildly from £1,500 for a simple consent order to £6,000, which can only be described (politely) as daylight robbery.

The good news is that Easy Online Divorce has transparent fixed prices. Our standard consent order, which includes a clean break, the sale or transfer of property, lump-sum payments, child and spousal maintenance and splitting savings and debt, is £499 including VAT.

Can I get a consent order after we have divorced?

Yes, you can get a consent order after a divorce. Although, the best practice is to finalise your financial arrangements before your final order or decree absolute. Just remember that ownership of any assets can be disputed at any point after the divorce unless you have a court-approved consent order in place. Some couples part on good terms, with agreements in place, only to find themselves in a very different situation when one of them meets a new partner.

What is the difference between a financial consent order and a separation agreement?

A financial consent order is a legally binding agreement approved by a judge. If your former spouse doesn’t meet their obligations as agreed in your consent order, the courts have the power to enforce it.

A separation agreement, on the other hand, is drafted by a solicitor and signed by both parties but is not legally binding. To enforce it, you would have to go to court and apply for a contested financial order (which costs thousands), so a separation agreement from a legal point of view isn’t worth the paper (or rather the solicitor costs) it’s written on.

A separation agreement can be helpful for some couples, especially those who want help to set boundaries in the early days of separation. If you feel like you need a separation agreement, you might find it more helpful to go to mediation which will be much more cost-effective.

How do we reach an agreement on our financial consent order?

You can agree on the details of your consent order between yourselves through mediation or solicitor-led negotiation. If you can’t agree, you can ask the court to decide for you.

Deciding between yourselves is the least expensive option, but it does require openness and a willingness to cooperate. Meditation is a very effective way to reach an agreement for couples having difficulties. Although mediation is likely to cost somewhere in the region of £500, it is still less expensive than using a solicitor or going to court.

In some situations, a solicitor or court is needed. However, be aware that a court will expect you to have at least tried mediation. Solicitors are very useful in some situations but be mindful that their business model is to charge by the minute, usually in 15-minute blocks – this means there is a natural conflict of interest between making money for the firm and resolving issues quickly.

If you do have to go down a solicitor route, make sure that you are clear on what you want your outcome to be. If that is to resolve your divorce and finances quickly and as smoothly as possible, be cautious if your solicitor displays an overly aggressive approach to negotiation.

Does who was to blame for the divorce impact our financial agreement?

Except in rare circumstances, such as murder or gambling addiction, who was to blame for its breakdown does not affect the division of assets. Divorce and financial orders are two separate cases. And now, with the new no-fault divorce law, neither party has to blame the other. Instead, a statement is made that the marriage has irretrievably broken down.

Is Child Maintenance included in a financial consent order?

Many spouses want to include child maintenance in a financial consent order to demonstrate proof of income to help them get a mortgage or a rental agreement.

Child maintenance can be included in a financial consent order, but it is only legally binding for 12 months. After this time, the Child Maintenance Service (CMS) has jurisdiction over enforcing child maintenance, including calculating the amount due. Decisions by the CMS override any agreement that you previously made between you.

I’m divorced/I’m divorcing under the old law – under which law should I get a consent order?

Fundamentally, the law regarding consent orders hasn’t changed. What has changed is the trigger to allow you to submit your consent order to the court. To send your consent order to the court for approval, you must have at least been permitted to divorce. This is known as a conditional order under the new no-fault divorce system (decree nisi under the old law). You can ask the court to approve your consent order as soon as you have either of these.

What is a Form A and Form A1?

One of the most confusing aspects of the new no-fault divorce process is the page following the question about whether you want a financial order. This page, titled ‘How to apply for a financial order,’ instructs you to complete another form (Form A or Form A1) and pay an additional fee. However, this information can be misleading.

Form A, a notice of intention to proceed with an application for a financial order, is typically for couples in agreement. If you are using an online service like Easy Online Divorce, you do not need to complete Form A. Our service directly submits your intention to the court department’s systems, simplifying the process for you.

Similarly, if you have a contested financial agreement, you need to complete a Form A1 (notice of intention to proceed with an application for a financial remedy), but again, if you have to go down this route, you will need a solicitor to help you, and they will complete the form A1 for you.

Will the court always agree with our financial consent order?

No, the court doesn’t blindly approve consent orders, and they can question the fairness of your agreement. The consent order process is voluntary between a couple, so the court won’t force you to do something if they disagree with your order. But they will ask questions or ask you to consider certain agreements to ensure that a person in a weaker position is fully aware of the implications of the order.

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